Properties — AFIC

Revolving Lines Secured by Your Property

Multifamily

Whether it’s a low-density apartment complex or a duplex, triplex, or fourplex, we have the knowledge and market understanding you need. B and C class properties are ok with us, as well as something that might be able to take advantage of some available loan funds for rehab and repair.
Office

Many lenders are pulling office loan commitments. On the contrary, we stand ready to fund loans for low and midrise office buildings. Even something that might need some additional TLC. Mortgage and loan financing is available for office buildings in all Texas markets.
Retail

We have experience financing retail shopping centers, strip centers, standalone retail, and NNN retail buildings of all shapes and sizes. When we make you a loan or provide mortgage financing, we understand your tenants are our and your most important asset.
Light Industrial & Warehouse

Light Industrial & Warehouse is among the hottest real estate asset classes. We have financing and mortgage loans tailored toward the industrial market and for operators who want to focus on finding the next deal.
Self Storage

Self Storage is a great passive investment vehicle for long-term operation or as a covered land play. Our Self Storage loans or mortgage financing is fast and easy.
Vacant Land

Many lenders are afraid of lending on raw land. Whether your land is entitled or not, we provide loans and mortgage financing on your land.
Hotel

Some lenders have never heard of a REV PAR, ADR, or a STAR report. We understand those things and the unique nature of a hotel that has to reinvest in FFE and Flag PIPs. Do you want a lender who is learning on the job, or one who understands your business.
Investor Residential

We can finance single family residential investments for operators with a portfolio of one, or dozens of homes. By including additional funds in our credit commitment, the cash you need for rehab or repairs is simply an email away. Our mortgage loan collateral can either be occupied or vacant.

Loan Products

Revolving Line of Credit

Pay interest when you need the money, not when you don’t. Our loan process is as painless as they come, but why go through a loan closing, when your money can be a 1-line email away.
Equity Cash-Out

Some of our best terms are reserved for seasoned owners at lower loan to values. People that need to capture just some of their equity. These are our favorite customers.
Refinance

Whether you want a fresh start, are looking for different terms, or have a distress situation from which you need relief, we are equipped to refinance your current property encumbrances. We make it easy!
Second Liens

Some lenders don’t have the expertise, sophistication, or risk appetite to provide additional financing behind an existing 1st lien, but we do. Why give up a really attractive rate on your mortgage, when you don’t have to?
Acquisition

Buying a property can be really challenging. Your mortgage financing or loan doesn’t have to be part of that challenge. Transparency and competency in your lender go a long way to ensure your transaction closes smoothly.
Development

Developing property is both challenging and rewarding. We have developed and redeveloped property. Get mortgage financing from someone that has been in your shoes.
Equity

Raising equity or “dialing for dollars” can be a job in and of itself. We have both raised money for projects and invested in others acquisitions, redevelopments, and developments.